Adulting

Saving is not easy for breadwinners. When you’re the one covering bills, groceries, emergencies, and sometimes even other people’s dreams, saving often feels like the last thing on the list. I used to think that because I had so many responsibilities, saving just wasn’t realistic for me.

But this year, I realized something important: being a breadwinner shouldn’t stop you from saving—it should motivate you to start, even in small ways.

That’s how the ₱100-a-day challenge for 2026 was born.